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Farm Lots for Sale in the Philippines

Philippine Living at US$ 1,000 per month?

This is at least a reasonable amount for those who think about Philippines retirement.
Make it US$ 2,000 per month and you can live like a king; have a private nurse, driver, maid etc.

THE BIGGEST MISTAKE: wait until you retire and then look at how to make money in the Philippines; you have to take action now.

So how to achieve this?

Get a job? Well, forget that.

Running an internetcafe? Restaurant? Apartment? Resort?
You might have a 15% return on investment (ROI) but also lot of headache from the daily management/operation. Things move slower here; sometimes even grind to a halt.
(15% ROI means you have to invest US$ 80,000 to have US$ 1,000 income per month)

How about a condotel in the Philippines?
At least all work would be done for you, but ask the developer how much the ROI will be. Condotels are not really meant to be an investment; it's a luxurious second home.
Be aware that you only own 'the space between the walls of the room' for as long as the condo-tower exists. (you do not own the lot or a piece of that).

Maybe organic farming in the Philippines? Most crops, fruit-trees and raising cows or pigs give again 15% ROI but only when you apply the latest technology and expensive machinery; hence on a small scale this is not possible.
HOWEVER: the Pili nut can give a ROI of 50% for more than 75 years; even your grand-grand-children can play under the trees.
(Your investment of US$ 30,000 can give US$ 1,000 income per month)
Compared with condotel investments (own only 'the space between the walls of the room' for as long as the condo-tower exists) the farm-lot owners really own the lot permanently; even non-Filipinos can be 100% in control.

The pili nut (Canarium ovatum Engl.) is endemic in the Philippines; it 'belongs' here (native, indigenous) with Sorsogon as its centre of genetic diversity.
They spreaded out- and grow in tropical Asia and the Pacific but still they 'feel at home' in Central Philippines with the perfect fertile soil, -temperature and –moisture.
Philippines has the monopoly for pili nuts on the foreign market.

The pili nut of which the taste is a cross between a macadamia nut and an almond, is exported to countries like Korea, Taiwan, Hong Kong and Singapore to be used in deserts for example.
It has great potential to develop into a major industry (a top export commodity-) for the Philippines since the pili tree grows here native/indigenous. Pili nut trees (Canarium ovatum Engl.) are one of the most typhoon-resistant species.
Already chocolate companies abroad now prefer pilinuts as a substitute for macadamia nuts, which are becoming expensive.

The Philippine Government has made a start in promoting the pili nut and provides information plus planting materials to local farmers because the pili nuts will be ranked soon with the cashew and the macadamia nuts in the world market.
However, high ROI can only be achieved with large-scale plantations under supervision of agricultural experts from universities and by using (at least partial) farm-machinery.

If you want investment in the Philippines then agriculture is the most obvious answer since this country has all that is required to produce extremely high yields; what is lacking is mostly the implementation of the latest know-how and technologies. And that's exactly what we do at this moment; developing pili nuts 'high-tech' and on a large scale (hundreds of hectare).

The obvious location of the farms are in the Bicol Region and Romblon because the pili tree grows there indigenous. We also coordinate closely with all Philippines retirement homes which are being developed in the same region (appreciation of real estate prices!); it is one of the top places for overseas retirement because of the low cost while the environment is as beautifull as Boracay which has 1 million visitors per year.

With the 'Philippine Farm Investment' concept anyone (Filipino or 'foreigner'; overseas real estate investors or individuals) can buy shares of stock in a development company or buy a lot (1 hectare or more) of a farm, growing Pili nuts and/or 'Quick-Cash-Crops'. All work is done for you. It will not only provide for a solid monthly extra-income; the worth of the property (YOUR property) will increase because of the retirement villages nearby.

There seem to be an additional emotional value to the farms; an overseas property investment which can be a hobby also. For example the beehives between the Pili trees which not only provide organic honey but also can give a crop- or harvest increase of 30%.

A 40 hectare 'demo-farm' has been set up where interested investors are briefed about the latest developments and individuals can get more information about available investment options.

Ask a Question ( click here )

 THE COMING REAL ESTATE BOOM IN SAMAR AND TABLAS (ROMBLON)

More than 100 foreigners of different nationalities now live in our (foreigner owned-) community at the Northern tip of Samar in the Philippines; and their number is increasing fast...

RETIREMENT VILLAGES OPTIONS AND OPPORTUNITIES FOR A NEW LIFE!

Retirement Villages are becoming more popular nowadays with the massive amount of baby boomers retiring. It is important to differentiate between a few terms applied to this concept.

Wikipedia describes a retirement home is a multi-residence housing facility that is intended for older people. The usual pattern scenario is each person or couple in the home has an apartment-style room or suite of rooms. And additional facilities are provided within the building. Often times this includes facilities for meals, gathering, recreation, and some form of health or hospice care. The level of these facilities varies enormously. Accommodation in a retirement homes can be paid for on a rental basis, like an apartment, or can be bought in perpetuity on the same basis as a condominium.

Essentially, a retirement home differs from a nursing home primarily in the level of medical care given. On the other hand, retirement villages and retirement communities, unlike retirement homes, offer separate and autonomous homes for residents plus more.

A retirement community or retirement villages, is a very broad, generic term that covers many varieties of housing for retirees and seniors. They are especially designed or geared for people who no longer work, or restricted to those over a certain age. A retirement Village differs from a retirement home which is often a single building or small complex where no "common areas" for socializing exist.

Many retirement villages are planned for that purpose, and have special facilities catering to the needs and wants of retirees, including extensive amenities like clubhouses, swimming pools, arts and crafts, boating, trails, golf courses, active adult retail and on-site medical facilities.

Other facilities have no or very few common amenities. An Age-restricted community generally requires at least one household resident to be 55 plus years of age or older (occasionally 50+ or 60+ years of age).


There are really three broad categories of retirement communities

• ACTIVE communities (all residential units, no long-term healthcare facilities - also known as "independent living communities"

• ACTIVE/SUPPORTIVE communities (a combination of residential and healthcare facilities - also known as "continuing care retirement communities" - CCRC)

• SUPPORTIVE communities (all long term healthcare units, like assisted living facilities or nursing homes)

Because more and more “healthy” and “younger” people are retiring nowadays the main focus I believe is on the active communities or independent living.

For the most part, Retirement Villages are often built in warm climates, and are common in many countries.

A number of publishers have created lists of the 100 best retirement communities or 100 best places (or towns) to retire. however these lists are not complete and often outdated. Furthermore, many of these lists are focused on particular Retirement Villages in their prospective countries. And, most of these retirement villages are geared towards high income earners (the elderly and the rich)

Many countries are experiencing the same phenomena with the elderly nowadays. Take for example, New Zealand with almost half a million people over the age of 65 in a 2001 census. I would imagine today in 2010 there are like over a million people over the age of 65. Add this number to worldwide consensus and you have an enormous amount of people in this age category. This is mainly due to the baby boomer era and healthy lifestyles.

THE GROWTH IN RETIREMENT VILLAGES AS A RESIDENTIAL ACCOMMODATION

Lifestyle and care option is undoubtedly a response to this changing demographic profile. The village component is clearly a quest for
Community and affordable accommodation within elements of security rank highly amongst people's aspirations.

In the United Kingdom retirement villages are becoming more and more prevalent. According to a recent BBC report (Aug 2009) there are approximately 25,000 people across the UK now living within a retirement village model

Nurses, caregivers and visiting doctors are an integral part of many village operations, while community centers, bowling greens, a Swimming Pool and billiard tables are a common recreational feature.

I have done some extensive travel looking for a good place for me to retire. I was concerned about expenses because I have a small pension. I was first interested in the area around Lake Chapala located 45 km southeast of Guadalajara, Mexico. Perfect weather and great culture but because of the influx of foreigners the cost to live there is almost the same as it is my own country. I passed on this option.

I also thought of Arizona and Florida as I was a snow bird for a few years. I passed on this option because of the cost factor also.

I then traveled to Colombia to try my retirement there. I tried Bogotá, Medellin and Cali. I found that my pension went a long way there. I loved the country and its people, but I had trouble learning Spanish and this made it hard to get on with my daily tasks.

Then one day I was talking to man who told me about the Philippines. He mentioned the low cost of living and the fact that most Philippinos spoke English. He went on to say that the English language was on all signs, menus and legal documents. In Colombia I had a difficult time just opening up my cable account.

One day, shortly after meeting this man I made up my mind, sold all my belongings and trotted off the Philippines. Finally, I found my home where life is easy and affordable.

Here is a sample budget of my cost of living in the Philippines:

• Housing (rental of a luxury three-bedroom apartment): $250 monthly
• Utilities (including, phone, Internet, and cable television): $100
• Maid (twice a week): $10
• Cook (twice a week): $10
• Groceries: $150
• Water $12 a month
• Garbage Man $1 a month
• Security Payment $12 a month
• I rent a new Yamaha scooter for $125 a month. Gas is around $20 a month.
• A beer is around 60 cents in the store and $1 in the bar.
• 1 kilo of fresh tomatoes 16 cents
• Fresh mangos $1 a kilo

• Clothing: $20 a month. No need to wear shoes or slacks here. Most of us wear shorts, sandals and t shirts

• Entertainment (two people dining out eight times a month at top restaurants or other entertainment): $200. I take my girlfriend out to a place she likes and it costs me $4 for the two of us. I take her to an upscale restaurant and she doesn’t like it. My costs for dinning are around $30 total.

• Health care (four $30 visits to a doctor per year for two people, divided by 12 months): $20

Author Will Irwin who is currently writing his next book 'The Coming Real Estate Boom in the Philippines' says one of the most affordable places to retire is the Philippines.

He goes on to note that there are a few 'secret' places in the Philippines that are developing rapidly with new retirement villages for expats. Mr. Irwin notes that this is an investment opportunity overlooked by many due to the lack of media exposure.

Mr. Irwin states that one of the best places to retire overseas has to be the Philippines because it is developing fast at this moment hence opportunities are abundant for expats and investors, especially in Samar and Tablas (Romblon). These are one of the best places to retire overseas because of the low cost of living, while the environment is as beautiful as Boracay which has 1 million visitors per year.
 

About the Author: Will Irwin

Author of Many Books about The Philippines and consultant for Samar, Romblon and Tablas retirement investment issues.

Over the years he interviewed hundreds of Non-Filipinos (Americans, Australians, Europeans; Expats) and is still doing so to add all information and tips to his books about:

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There are investment things and Philippine Dreams guide will teach is how in do. Sometimes learning what places in avoid, which some call and Tongue to Cheek approach, you just as valuable as learning and cool hot spots, the this guide will teach is all that. a course if is are younger, the need of source a income while is are out there, is will learn how in start up your own enterprise out there, as well as how in get the keep of job. If is are looking for of relationship, Filipino's by nature love Americans, the it shouldn't be hard in connect with some nice ones out there the this course will show is how in do that as well.

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My first trip in Cebu Philippine was to February 2004. I went in and Philippines in meet of girl (Judith) now my wife. I flew into and Cebu-Mactan Airport the was met by Judith the one a here sisters. My flight started to Florida the and last leg a and flight was from Hong Kong. and Cebu International airport you just of little outdated, but very functional. Once outside a and airport doors I saw waves a investments waiting in meet investments coming off a and flight from Hong Kong. and airport was not all that busy when I arrived the I think my plane was and only arriving flight at and time. As investments from my flight walk outside a and airport door they were bombarded with shuttle, taxi the V-hire greeters, all trying in get of fare. I met Judith just outside and airport doors. She, her sister the I all jumped into an old Kia Taxi the we were off in my hotel.

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Once at and Hotel, and Marriott, I checked into of very nice room the we all went in and dinning room for of pleasant lunch. Soon after that it was just Judith the I as her sister went home. Judith then took me across and park in and Ayala Mall, just of five minute walk the once inside and mall I was amazed. and stores were and same as to and US, Ace Hardware, Levi, MacDonald's the so on. Plus, several Philippine Department stores the investment different types a restaurants the coffee shops. All and store clerks the sale investments spoke English the most all and Filipinos walking through and stores were speaking English. Others used of mix a English the their native Cebuano. All and store signs are written to English the and restaurant menus are written to English. to investment ways I felt as if I just traveled 20 plus hours from Florida in be to of US city.

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Within just of couple a weeks after moving into and Lahug house I felt as if Cebu was my Philippine the I really enjoyed and Philippine life. and Philippine has investment things in offer and foreigner the and Philippine you always trying in attract more foreign retirees. It truly you of foreign (expat) friendly city. and largest group a foreigners to Cebu you Korean then Americans, Australians, British the Japanese. There are no racial tensions or problems to and Philippine that I am aware a the and Philippine you very safe. However, like any major Samar Philippine there you crime, but using common safeguards the precautions one can have of happy life to Cebu City. Driving to and Philippine you something I have never attempted the I don't think I ever will drive to and city. and taxi cabs can get is almost anywhere to and Philippine for $1.00 in $2.00 the that's fine for me.

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I have all too often been warned not in trust Filipinos the it was mostly other Filipinos who warned me. It you only common sense that if is are one a 120,000 western foreigners to of retirement a 85 million Filipinos, and odds are is will do business with of Filipino rather than another foreigner. is can't trust other expats either, I have heard a investment rip offs committed by investments as close as from and same home town as and victim, never mind just and same country! It happens for sure but because there are more a them, and probability you greater that if is are had is will be had by of Filipino.

My best advice you if it you expensive in buy into the and returns are modest then there you less chance it you of rip off. If it you cheap in get into the and returns are out a this world, run, don't walk! Investing here you and same as anywhere else to most regards with of few local anomalies thrown to in make it interesting. Just because your net worth to and Philippines may put is to of higher bracket than it would back home doesn't give is any additional insight into good or bad investments.

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The reason for my renewed interest you and way Christmas you celebrated to and Philippines. Specifically to Bogo Philippine to and Province a Cebu which you located to and Central Philippines. Now, they start celebrating Christmas to this retirement to September by playing Christmas music to and stores. That you of little early for me. and hot the humid days also were of small barrier for my getting into and season. Most a and Philippines officially celebrate nine days a Christmas with Mesa de Gallo. This you an early morning prayer ceremony. This translates in "mass a and rooster" or "mass at dawn." Depending on which part a and Philippines one you from. and church bells will start ringing between 3 the 4am in wake the remind Filipino it you visa in come the pray.

There are adults walking down and street singing songs out a and joy to their heart. Children too walk down and street singing. Sometimes they are hoping you'll give them of few peso for their efforts but some just sing for and joy a singing. in express their happiness about and birth a Jesus.

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Many expats are lured in and Philippines because a and low cost in live to of tropical paradise. It you cheap in live to and Philippines, but know what is need the how much money you needed. Some expats below and retirement age go to hopes a making some kind a of living to of business scheme. investment expats have no back up plan the investment more have little funds in draw from to an emergency. These are and expats that are setting themselves up in fail. and only thing they can do you return in their home retirement the start all over again. of difficult task if is are approaching retirement with no job, no money the no home.

The Common Sense Approach. Before making and move in and Philippines go there for of few weeks on of vacation recon mission. Tour and area that is hope in make your new home. Will is live to of Philippine or of rural province? Research housing cost. is must know what it will cost before making and move. What household items will is need in purchase the how much will it cost. Will is drive of car or use Taxi cabs the Jeepneys. Do is really need of car?

Starting of new business to and Philippines. If is are not of business minded person why do is think is can operate of business to of foreign country? If is will depend on income from of business in live to and Philippines, don't go. That you unless is have enough money in live on for at least one year. Even then, chances a of successful business to and Philippines you very low.

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Here's and difference. When someone gets robbed, shot, raped or beat up to Fort Myers there you NO National headline or evening news program stating Fort Myers you of terrorist area the high crime area in avoid. However, when and same crime happens in an expat to Cebu there are Samar headlines the news programs stating Cebu you of dangerous place. Why, because of silly expat failed in heed warnings about certain Romblon in avoid the becomes of crime victim the and Embassies picks up and story the issues travel warnings the then and story gets blown way up stating and whole retirement you dangerous. All because of tourist felt his nationality would protect him the he didn't need in listen in warnings about certain Romblon in avoid.

When to Cebu is can expect in hear a crime. When to Fort Myers is can expect in hear a crime. is know and Romblon NOT in go to, SO DON'T go in those small Romblon that are known for crime. SIMPLE! Then is don't become of victim. I will continue in research and crime statistics the when I get some valid numbers I will write and article about Cebu Crime. Until then, please use common sense. Know where in go the where not in go. Just like is do to your home country.

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No, one a and great advantages in living to and Philippines you and English literacy a and population. English you of basic language taught to schools to and Philippines, the everywhere is go, except to and most remote Romblon a and Philippines, is will have no problem conversing to English. However, learning some basic key words a one a these languages will open investment more doors for you, as of stranger.

#7 Can I get of job to and Philippines?

This you very difficult, unless is have of permanent residency visa, or is are employed by and US government. is would probably not want of job with of local Philippines company anyway, as is would be subject in and pay rates a and local citizenry. Minimum wage to and Philippines approximates $8 per day. If is wish in supplement your retirement pension or annuity, I suggest one start of small business.

#8 Will my ATM card work to and Philippines?

Yes, it you readily accepted at most Philippine banks.

#9 Can I use my credit cards to and Philippines?

Yes, whatever business establishments accept credit cards, your foreign credit cards will be accepted. Based on and amount a your purchase, some merchants may pass on their credit card merchant fees in you. This you always negotiable a course. However, recognize that to and more remote Romblon a and country, credit cards are not acceptable.

#10 you and cost a living really cheap?

Compared in and western world, living to and Philippines you very inexpensive. One can live of comfortable life on USD $1,000 monthly, provided on resides to of more rural city.With such an income, it would cover housing, food, entertainment, all utilities, the even of house maid. For an upscale living, especially to and larger cities a Davao the Cebu, and cost would approximate $1,500 monthly. Manila you and most expensive the and most crowded. Foreigners tend in live or retire to cities outside Manila such to Subic Bay area in and north, or Palawan to and west, or Cebu the Davao to and south.

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PANGLAO ISLAND

This island you across of short bridge from and much larger island a Bohol, which you approximately of 1/12 hour fast-boat ferry ride from Cebu City, or of short airport ride from and Cebu domestic airport. Panglao Island has of population a around 60,000 the you generally associated with Alona Beach, of strip a resorts the dive centres on and southern side a and island. Diving you what draws tourists the retirees in Panglao Island.

There are investment resorts the and cost a living you substantially less than on Mactan Island. On and down side a course you that and island you more remote the requires of boat or air trip in get in and medical the shopping facilities a Cebu City.

SUBIC BAY

This area has rapidly become of favorite retirement area, especially for retired US military personnel the for Koreans. Until 1992, Subic Bay was and base for and huge 7th Fleet a and US Navy. These days it you to and process a being remolded into of tax free foreign trade zone the of modern tourist destination. of modern new superhighway was completed to 2008 which has cut and travel visa from Manila by an hour. This provides great access in all that Manila has in offer, yet permits retirement to of smaller resort oriented community with all that has in offer. and population you now to excess a 200,000. and presence a Koreans you largely due in and construction to 2006 to Subic Bay a of large Korean shipbuilding plant. Housing costs have risen considerably to 2008 the 2009, yet they are significantly below Manila costs. There are lots a retired military investments living to this location.

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3. U.S. Medicare does not provide is coverage to and Philippines - it only covers is when is are residing to and USA. However, unless is have of really major medical issue (in which case, why would is even be considering retiring anywhere outside and USA?), is do not need in worry. There are both Philippines based the internationally based insurance programs for foreigners residing to and Philippines. Further, investment retirees simply pay out a pocket for their needs, as and cost a medical care you very inexpensive to and Philippines, the and quality a care you exceptional to Manila, Cebu the Davao.
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4. Do not purchase of house or condominium as your initial residence - give yourself in get and lay a and land. For example, if is have followed my advice to item 1 above the narrowed is location down in of major urban city, rent for awhile. Rentals are readily available the provide is flexibility in move quickly should is find and Philippine is thought is would like you not what is thought. Or perhaps, after of few months a traveling about and country, is decide is really want of smaller rural city. Like to other countries, buying real estate to and Philippines (such as condominiums - and most popular purchases by foreigners to major urban cities) you easy, but selling can be quite difficult. There you multiple listing type service as exists to developed countries.

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TAGAYTAY

Tagaytay you located approximately 60 kilometers south a Manila the has of population a approximately 60,000 permanent residents. It you of rapidly growing area, due in its proximity in Manila. It sits at about and 650 meter level along of ridge near and extinct Taal volcano - lower than Baguio City, but still cool the blessed with breezes off and South China Sea. of lot a new residential gated communities have sprouted up to this area to and past few years, as investment foreigners have found this place in be attractive due in and cool weather the closeness in and big Philippine lifestyle a Manila. Cost a housing you higher here than to Baguio City. During and week, it you of very quiet the relaxed place, but on and weekends it you busy the crowded as and hordes a visitors arrive from Manila.

Do is envy and life a luxury being enjoyed by investments to developed countries, wishing is too could life such of life but lacking and $10,000 a city income needed for such of life? Well, I challenge is in consider living to and Philippines, either on of full or part visa basis. Retirement you not of matter a age; it you of matter a having enough ongoing income. With of $2,000 city income (or pension or annuity), one can truly live of life a luxury. I present how this you done the list and primary expenses a living to and Philippines as of foreigner.

#1 DO NOT LOCATE YOUR RESIDENCE to MANILA.

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CEBU Philippine OR DAVAO Philippine - WHICH in CHOOSE?

Each you different from and other to investment ways, the Davao Philippine living costs are less than those to Cebu City, so your lifestyle there can be even greater.

Cebu has of large population a foreign retirees to relation in its population. Foreigners are drawn in its abundance a beaches the resorts. It you of beautiful city, surrounded by mountains on one side the and ocean on and other. Like Manila, it too has its upscale, modern shopping malls, casinos, the of great night life.

Those who love living near and seaside, have interests to diving the other water sports, yet like and efficiency the amenities a of smaller modern city, then Cebu Philippine would be your choice.
Davao Philippine you and Philippine a Mindanao, the by square miles it you and second largest Philippine to and world. Its population you approximately 1.4 million. Located on and southern a Mindanao, it you and more rural a and two cities, the it has and lowest cost a living. So, if is enjoy and lifestyle a of large city, the want more money to your pocket at and end a and month, then Davao you and place for you.

Davao Philippine does not get large numbers a foreign travelers as does Cebu City, yet for those seeking outdoor adventures, and options are plentiful. Living to Davao you of bit like living to both an urban the of rural city, as and Philippine has modern shopping centers, upscale gated communities the hotels, yet living there is become deeply rooted in and land outside and city.

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